Your use of the electronic payment services available on our website is governed by these Terms and Conditions. Completing a payment transaction constitutes your express agreement to and acceptance of these terms.

 

1. Accepted Methods of Payment

We provide secure and diverse payment options, including: Credit and Debit Cards (Visa, MasterCard). Smart payment systems and approved digital wallets (Apple Pay / Google Pay).

 

2. Pricing and Taxes

All prices displayed on the website are in the local currency, the United Arab Emirates Dirham (AED). Prices do not include the 5% Value Added Tax (VAT) applicable in the United Arab Emirates. Detailed VAT charges will be clearly displayed in the order summary prior to final payment, where applicable. If a purchase is made using a card issued in a currency other than AED, the issuing bank may apply additional foreign exchange/currency conversion fees. The website shall not be held liable for any such fees or charges.

 

3. Transaction Security and Anti-Fraud Policy

We prioritize the security of your financial data. All payment transactions are processed through encrypted, secure electronic payment gateways that comply with international data protection standards. Our website does not store credit card details or sensitive credentials (such as CVV codes) on our private servers. The website reserves the right to cancel or suspend any payment transaction if there are indicators of fraudulent activity. We reserve the right to request additional proof of identity to confirm and validate the transaction.

 

4. Order and Payment Confirmation

Upon successful completion of the payment process, you will receive an electronic confirmation via your registered email or phone number, containing the order details and the invoice. In the event of a failed or suspended payment transaction by the bank, the order will not be deemed accepted until the full amount is successfully settled and confirmed by the payment gateway.

 

5. Refund and Cancellation Policy

All order cancellations, returns, or refund requests are subject to the website’s Return and Exchange Policy. Upon approval of a refund, the funds will be returned exclusively to the original payment card or digital wallet used to make the purchase. The refunded amount may take between 7 to 14 business days to reflect in your bank account, depending entirely on the policy of your card-issuing bank.

 

6. Limitation of Liability

The website shall not be held liable for any errors resulting from incorrect data entered by the user during the payment process (such as entering an incorrect card number or email address). We assume no liability for any interruptions in electronic payment services resulting from internet outages, technical glitches on the part of the external payment gateway, or issues related to your issuing bank.

 

7. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by, construed, and enforced in accordance with the laws and regulations in force in the United Arab Emirates. The courts of the UAE shall have exclusive jurisdiction over any disputes arising from online payment transactions via the website.

 

8. Amendments to the Terms

Saja Bride International Cosmetics reserves the right to amend, update, or modify these Payment Terms and Conditions at any time without prior notice. Such amendments shall become effective immediately upon being posted on this page.